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Commercial Overdraft

Easy access to approved finance whenever you need it

  • For truly flexible short-term finance, a Commercial Overdraft is hard to beat
  • Use it to smooth out 'dips' in your cash flow - such as seasonal fluctuations and timing difference between your payable and receivable invoices
  • Use your everyday business transaction account and take advantage of the extra credit available within an approved facility limit.

Features & benefits

  • An everyday transaction account with an approved facility limit that allows for fully fluctuating balances.
  • Reduce impact of timing differences between payment of creditors and receipt of money from your debtors.
  • Pay interest only on the funds you withdraw, so you have no set repayments.
  • Variable interest rate applies.

Access

  • Access your funds in a variety of ways including cheque, Internet and Phone Banking or in a branch.

Security

  • A Commercial Overdraft can generally be secured by a mortgage over residential or commercial security and in some cases, other supporting security.

Call us

  • Talk to a business finance specialist on 1800 804 411 Monday to Friday 8am - 8pm

Visit a branch

How to apply

Important information

Conditions, fees and credit criteria apply.

Before making a decision, it's best to read the terms and conditions which are available on application. The information on our website is prepared without knowing your personal financial circumstances. Before you act on this, please consider if it's right for you.