Platinum Credit Card
Platinum low interest rate credit card
- The ultimate credit card for shopping and travelling
- 15.74% p.a. on purchases*
- 3.99% p.a. balance transfer rate for up to 6 months**
- Low Platinum annual fee of $89
- Complimentary shopping and travel insurances***
- 24 x 7 Personal Concierge Service
- Instant discounts and added extras with BankSA Instant Benefits
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- 15.74% p.a. on purchases with up to 55 days interest free*
- 21.24% p.a. on cash advances*
- 3.99% p.a. balance transfer rate for up to 6 months from when your card is approved**
- $89 annual fee
- Save time and make life easier with a 24x7 personal concierge service.
- Available by phone or online, your personal concierge can book travel, obtain tickets, make restaurant reservations and more
- Overseas travel insurance covers you and your family for medical expenses, unexpected trip cancellation or delays, rental vehicle excess and much more
- Domestic flight inconvenience insurance covers you and your family for delays, rental car excess, loss or damage to personal items and more
- Transit accident insurance protects you and your family against accidental death and injury when travelling by plane, bus, train or ferry
- Purchase cover insurance provides up to 3 month cover against theft, loss or damage on selected new purchases
- Extended warranty insurance gives you up to 12 additional months on the manufacturer’s expressed Australian warranty
- Best price guarantee ensures you pay the lowest price on eligible purchases
- Cannex 4 star rated credit card
- Special benefits and offers through the exclusive Platinum credit card programs from Visa and MasterCard
- Instant discounts and added extras with BankSA Instant Benefits
- Up to 3 free additional credit cards for your friends or family members
- Linked access to your other BankSA accounts
- Higher credit limits - starting from either $6,000 with Visa or $8,000 with MasterCard
- Switch to eStatements and stop receiving paper statements. You can also view, print and save at least 2 years of statements online
- The Falcon Fraud system provides 24x7 monitoring and detection of suspicious transactions
- You are protected against unauthorised transactions provided you did not cause or contribute to the loss
- If you believe a fraudulent transaction has been made on your account, notify us immediately on 1800 028 208 (or +61 2 9553 5883 if overseas)
- Shop online with confidence knowing your Internet purchases and payments are safe and secure
- Verified by VISA and MasterCard SecureCode are free services that utilise a password to validate your transaction
- To use Secure Online Shopping simply register for BankSA Internet Banking
- Apply over the phone by calling on 13 13 76 7.30am - 7.30pm, Monday to Saturday and to connect you faster, say “New Card” when prompted
- Start your online application now for this platinum low interest rate credit card
- Print and complete the BankSA Credit Card Application
- Information you'll need to complete your application
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Important information
*Interest rates quoted current as at and subject to change.
55 days interest free on purchases only on accounts paid in full by the due date. Interest free period does not apply to the cash advances (cash advances are 21.24% p.a. on Platinum), or any purchases while an amount that has been debited as a result of a balance transfer remains unpaid. All applications for credit are subject to the Bank's prevailing credit criteria. Fees, charges, terms and conditions apply and full details are available upon request.
**If your application for credit is approved, the special balance transfer rate period commences on the date the account is opened. The special Balance Transfer interest rate period ends 6 months later, regardless of when any balance transfer request is processed by us. On the date the special balance transfer rate period ends the interest rate on the outstanding transferred balances reverts to the standard variable rate applying to purchases. Payments made to your credit card account are first applied to any amounts transferred from other credit cards, charge cards or store cards under this promotion, before they are applied to any other cash advance or purchase amount. This means that the portion of your outstanding account balance that is subject to a lower interest rate will be paid off first. Any interest free period for purchases does not apply while an amount that has been debited as a result of a balance transfer remains unpaid. Balance Transfers will not be accepted from personal loan, overdraft, business or international credit card accounts or from other BankSA or St.George credit card accounts.
***These insurance covers are issued by Zurich Australian Insurance Limited ABN 13 000 296 640 AFSL 232507. These benefits are provided to cardholders as complimentary benefits and are subject to the Terms and Conditions and exclusions contained in the Policy of Insurance. No Westpac Group company has any liability in connection with the insurance policies. Please refer to the Insurance conditions of use for a full explanation of cover and exclusions.
