Vertigo Credit Card
Vertigo MasterCard - your low rate shopping card
- The low rate credit card for those who love to shop
- 2.99% p.a. on balance transfers for up to 6 months**. Calculate how much you could save with our Balance Transfer calculator.
- A low variable interest rate on purchases - currently 12.49% p.a.
- Instant discounts and added extras with BankSA Instant Benefits
- Up to 55 days interest free on purchases is available on accounts that are paid in full by the due date. The interest free period does not apply to cash advances or any purchases while an amount that has been debited as a result of a balance transfer remains unpaid.
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Features
Interest rate
- 12.49% p.a. variable rate on purchases.
- 21.24% p.a. variable rate on cash advances
- 2.99% p.a. on balance transfers for up to 6 months from when your account is opened
Annual credit card fee
Star rating
- Cannex 5 star rated credit card
Rewards
Other features
- Up to 55 days interest free on purchases***
- Additional credit card for a friend or family member at no extra cost
- Linked access to your BankSA accounts
- Credit limit starting at $500
- Switch to eStatements and stop receiving paper statements. You can also view, print and save at least 2 years of statements online
Credit Card security
Protection from fraud
- The Falcon Fraud system provides 24x7 monitoring and detection of suspicious transactions
- You are protected against unauthorised transactions provided you did not cause or contribute to the loss
- If you believe a fraudulent transaction has been made on your account, notify us immediately on 1800 028 208 (or +61 2 9553 5883 if overseas)
Free, secure online shopping service
How to apply
Call us
- Apply over the phone by calling on 13 13 76 7.30am - 7.30pm, Monday to Saturday and to connect you faster, say “New Card” when prompted.
Visit a branch
Apply online
Download the application form
Requirements
Compare BankSA credit cards.
Important information
Interest rates quoted current as at and subject to change. All applications for credit are subject to the Bank's prevailing credit criteria. Fees, charges, terms and conditions apply and full details are available upon request.
** If your application for credit is approved, the special balance transfer rate period commences on the date the account is opened. The special Balance Transfer interest rate period ends 6 months later, regardless of when any balance transfer request is processed by us. On the date the special balance transfer rate period ends the interest rate on the outstanding transferred balances reverts to the standard variable rate applying to purchases. Any interest free period for purchases does not apply while an amount that has been debited as a result of a balance transfer remains unpaid. Balance Transfers will not be accepted from personal loan, overdraft, business or St.George Bank which is a member of The Westpac Group or international credit card accounts.
*** 55 days interest free on purchases only on accounts paid in full by the due date. Interest free period does not apply to cash advances or any purchases while an amount that has been debited as a result of a balance transfer remains unpaid.