Vertigo Credit Card
Vertigo MasterCard – your low rate shopping card
If you love to shop, this lower interest rate credit card may be just for you. For a limited time, a new Vertigo MasterCard comes with a low 2.99% p.a. on purchases for the first 6 months* from when the account is opened. Once the promotional period is over, the Vertigo MasterCard then reverts to one of Australia’s lowest variable rates on purchases - currently just 11.99% p.a. (20.74% p.a. variable rate on cash advances). You could save even more on interest by transferring a balance from a non-BankSA card to your Vertigo MasterCard and receive 2.99% p.a. on balance transfers for up to 6 months**.
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2.99% p.a. on purchases for the first 6 months*
2.99% p.a. on balance transfers for up to 6 months**. Calculate how much you could save with our Balance Transfer calculator.
A low ongoing variable interest rate on purchases - currently 11.99% p.a.
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- 2.99% p.a. fixed rate on purchases for the first 6 months* from when your account is opened. Then reverting to 11.99% p.a. variable purchase rate.
- 20.74% p.a. variable rate on cash advances
- 2.99% p.a. on balance transfers for up to 6 months from when your account is opened
- $55 annual fee
- Cannex 5 star rated credit card
- Instant discounts and added extras with BankSA Instant Benefits
- Up to 55 days interest free on purchases***
- Additional card for a friend or family member at no extra cost
- Linked access to your BankSA accounts
- Credit limit starting at $500
- Switch to eStatements and stop receiving paper statements. You can also view, print and save at least 2 years of statements online
- The Falcon Fraud system provides 24x7 monitoring and detection of suspicious transactions
- You are protected against unauthorised transactions provided you did not cause or contribute to the loss
- If you believe a fraudulent transaction has been made on your account, notify us immediately on 1800 028 208 (or +61 2 9553 5883 if overseas)
- Shop online with confidence knowing your Internet purchases and payments are safe and secure
- MasterCard SecureCode is a free service that utilises a password to validate your transaction
- To use Secure Online Shopping simply register for BankSA Internet Banking
- Apply over the phone by calling on 13 13 76 8am - 8pm, seven days a week and to connect you faster, say “New Card” when prompted.
- Start your online application now for this low interest rate credit card
- Print and complete the BankSA Credit Card Application
- Information you'll need to complete your application
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Important information
Interest rates quoted current as at 18/3/2010 and subject to change. All applications for credit are subject to the Bank's prevailing credit criteria. Fees, charges, terms and conditions apply and full details are available upon request.
* The introductory rate of 2.99% p.a. on purchases for the first 6 months is only applicable on credit purchases (excludes cash advances) made using your Vertigo MasterCard within 6 months from the date your account is opened. After that 6 month period, the introductory purchase interest rate of 2.99% p.a. will switch to the standard purchase interest rate (currently 11.99% p.a. and variable) then applicable to the Vertigo MasterCard. Promotion is only available for a limited time and excludes customers who switch from an existing BankSA card.
** If your application for credit is approved, the special balance transfer rate period commences on the date the account is opened. The special Balance Transfer interest rate period ends 6 months later, regardless of when any balance transfer request is processed by us. On the date the special balance transfer rate period ends the interest rate on the outstanding transferred balances reverts to the standard variable rate applying to purchases. Any interest free period for purchases does not apply while an amount that has been debited as a result of a balance transfer remains unpaid. Balance Transfers will not be accepted from personal loan, overdraft, business or St.George Bank which is a member of The Westpac Group or international credit card accounts.
*** 55 days interest free on purchases only on accounts paid in full by the due date. Interest free period does not apply to cash advances or any purchases while an amount that has been debited as a result of a balance transfer remains unpaid.
