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Vertigo Credit Card

Vertigo MasterCard – your low rate shopping card

Credit Card -  Vertigo

If you love to shop, this low interest rate credit card may be just for you. A low 11.89% p.a. rate on purchases means you can save on interest while enjoying the freedom to shop when you like. Save even more money by transferring a balance from a high rate non-St.George card to your Vertigo MasterCard and receive 0% on balance transfers for up to 6 months from when your card is approved.

  • 11.89% p.a. on purchases*
  • 0% p.a. balance transfer rate for up to 6 months**
  • Awarded Australia’s Cheapest Balance Transfer Credit Card by Money Magazine 2009
Features
Interest rate
  • 11.89% p.a. on purchases with up to 55 days interest free*
  • 20.49% p.a. on cash advances*
  • 0% p.a. balance transfer rate for up to 6 months from when your card is approved**
Annual card fee
  • $55 annual fee
Star rating
  • Cannex 5 star rated credit card
Awards
  • Voted Australia's Cheapest Credit Card by Money Magazine in 2007 and 2008
Rewards
Other features
  • Additional card for a friend or family member
  • Linked access to your BankSA accounts
  • Credit limit starting at $500
Card security
Protection from fraud
  • The Falcon Fraud system provides 24x7 monitoring and detection of suspicious transactions
  • You are protected against unauthorised transactions provided you did not cause or contribute to the loss
  • If you believe a fraudulent transaction has been made on your account, notify us immediately on 1800 028 208 (or +61 2 9553 5883 if overseas)
Free, secure online shopping service
How to apply
Call us
  • Apply over the phone on 13 13 76
Visit a branch
Apply online
Download the application form
Requirements

Important information

*Interest rates quoted current as at 6/1/2009 and subject to change. 55 days interest free on purchases only on accounts paid in full by the due date. Interest free period does not apply to cash advances (cash advances are 20.49%p.a on Vertigo MasterCard), or any purchases while an amount that has been debited as a result of a balance transfer remains unpaid. All applications for credit are subject to the Bank's prevailing credit criteria. Fees, charges, terms and conditions apply and full details are available upon request.

** If your application for credit is approved, the special balance transfer rate period commences on the date the account is opened. The special Balance Transfer interest rate period ends 6 months later, regardless of when any balance transfer request is processed by us. On the date the special balance transfer rate period ends the interest rate on the outstanding transferred balances reverts to the standard variable rate applying to purchases. Any interest free period for purchases does not apply while an amount that has been debited as a result of a balance transfer remains unpaid. Balance Transfers will not be accepted from BankSA personal loan, overdraft, business or international credit card accounts. BankSA a division of St.George Bank Limited ABN 92 055 513 070 AFS Licence 240997.

*** Awarded Australia’s Cheapest Balance Transfer Credit Card by Money Magazine 2009 .

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