Home and contents insurance

Home and Contents Insurance

At BankSA Insurance we like to give you the choice of cover you are comfortable with - after all, your house is one of your prized possessions.

It's important to choose the type of cover you require and be secure in the knowledge that your house and possessions are properly insured.

First Choice Home Insurance

CGU's First Choice Home Insurance offers you home insurance to suit everyone, with three practical options to select from:

• Listed Events Protection against fire, burglary, explosion, storm damage and even a vehicle running into your house. Please refer to the below House and Contents Table for more benefits.
• Blue Ribbon Accidental Damage Protects you against an even broader range of events and can provide you with a higher degree of peace of mind. Please refer to the House and Contents Table below for more benefits.
• Classic Designed for people who need substantial insurance cover on property and possessions. This policy provides a range of optional security services, including authorisation only limited access to your personal details by our insurance staff

How you benefit with First Choice Insurance Cover

Generous new for old replacement

With First Choice Home Insurance, your contents will not be depreciated, regardless of age, when you make a claim. For example, if your lounge suite is damaged by fire, we'll either replace it or pay you the value of a new one.

Covering your valuable items

Items such as jewellery, collections of coins and medals, cameras, sporting gear and some battery operated equipment are defined as valuable items and you need to give serious consideration to having them carefully insured. First Choice Contents Insurance gives you an automatic cover for valuable items. Please refer to the below House and Contents Benefits Table for an indication of the various limits under our three insurance policy options.

Benefits common to all three insurance policy options

• Cost of private security alarm attendance
• Legal costs and expenses following legal proceedings bought against you
• Discharge of Mortgage
• Liability Cover for renovations/repairs
• Liability Cover
• Payment of fees when audited by the Federal Commissioner of Taxation
• Employee belongings
• Removal of debris

The information outlined here is an indication and general description only For full details please contact us online or call us on (08) 8424 5250 and ask for a policy wording document.

BankSA is an agent for the insurer, CGU Insurance Limited ABN 27 004 478 371. Neither BankSA, nor any member of the St.George Group guarantees benefits payable under any Insurance contract.