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Standard Variable Rate
Get flexibility and a full range of features with our Standard Variable Rate Home Loan
The Standard Variable Rate Home Loan offers you complete flexibility with a full range of features. You get a competitive interest rate without being locked into the rate for a set term. The interest rate on this loan will move up and down with changes to rates in the financial markets.
- Flexible repayment options
- 100% interest offset facility to help you save interest on your home loan
- Convenient redraw facility
A BankSA lending expert will contact you at your preferred time.
Click here for more information on how to apply.Interest type
- Variable interest rate
Term
- Up to 30 years
Can be used for building
- Yes
Available for vacant land
- Yes
Frequency
- Choose to pay weekly1,fortnightly1 or monthly
Additional payments
- Make additional payments at any time
Automatic repayments
- Set up convenient automatic repayments from your nominated account
Interest-only option
- Choose monthly interest-based repayments
- Get great savings with this all-inclusive home loan package that includes a home loan, transaction account, credit card and more
Ability to increase loan amount
- Applying for additional funds is simple2
Redraw facility
- Get access to any extra payments you make with a convenient redraw facility2
- 100% interest offset to help you save interest on your home loan and own your home sooner
- Reduce or pause your home loan repayments for a period of between 3 to 12 months during a period of legitimate leave from the workforce2
- Maximise the amount you can borrow when a parent or other family member guarantees part of your home loan
- Enjoy the benefits of a fixed and a variable rate
- Keep earning interest on your deposit monies right up until settlement by using a Deposit Protect Bond instead of paying a cash deposit immediately
eStatements
- Switch to eStatements and stop receiving paper statements. You can also view, print and save at least 2 years of statements online
Learn more about our Standard Variable Home Loan
- Call a home loan expert on 13 13 76 7.30am – 7.30pm, Monday to Saturday and to connect you faster, say ‘New Mortgage’ when prompted.
A BankSA lending expert will contact you at your preferred time.
Click here for more information on how to apply.1. Available on loans with principal and interest repayments only.
2. Subject to Bank approval. A fee applies for each approved request
