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Unsecured Personal Loan
Extra cash for something worthwhile with an Unsecured Personal Loan
Whether it's for a holiday, large purchase or to consolidate existing debt, BankSA can offer a flexible, Unsecured Personal Loan that's right for you.
- Enjoy a competitive interest rate
- Flexible repayment options
- Convenient redraw facility**
- Calculate your loan repayments with our personal loan repayment calculator
Compare personal loans.
Interest type
- Choose a fixed or variable interest rate
Loan term
- Choose a term from 1 to 7 years#
Loan amount
- Borrow from $3,000 up to $40,000
Frequency
- Choose to repay weekly, fortnightly or monthly
Redraw facility
- Get access to any extra payments you make with a convenient redraw facility (available on variable interest rate loans only)**
Internet Banking
- Track and manage your loan repayments using Internet Banking
- Switch to eStatements and stop receiving paper statements. You can also view, print and save at least 2 years of statements online
Loan protection
- Protect your loan with Consumer Credit Insurance
Establishment fee
- Low one-time fee of $150
Administration fee
- Flat monthly admin fee of $9^^
Apply online
- Start your online application now^ for an Unsecured Personal Loan
Call us
- Apply over the phone by calling on 13 13 76 7.30am - 7.30pm, Monday to Saturday and to connect you faster, say “New Personal Loan” when prompted.
Visit a branch
Requirements
- Information you’ll need to complete your application
Click here to compare loans.
Important information
Subject to BankSA lending criteria. Conditions apply and are available on request. Approval may take longer if application is referred for further review. View BankSA Personal Loan Terms and Conditions
*Other fees and charges may be payable.
# Loan term for Fixed Interest Rate is 1 to 5 years. Loan term for Variable Interest Rate is 1 to 7 years.
** Subject to BankSA approval. Minimum redraw amount $500 and a redraw fee applies for each approved request.
^ Subject to system availability and BankSA Bank Lending criteria. Approval may take longer if application is referred for further review.
