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Concession Account

A low cost, easy-to-use transaction account for Concession Card holders

  • $0 monthly account service fee
  • 8 free everyday banking withdrawals, including 3 at any BankSA branch
  • Bank in person at BankSA branches, at ATMs and with Internet1 and Phone Banking – we can show you how at any branch!

For concession card holders

Designed especially for concession card holders

Easy access

Free everyday transactions

8 free everyday banking transactions each month, including 3 at any BankSA branch

Internet and Phone Banking

Internet and  Phone Banking transactions are free for everyday banking, but will be counted towards your 8 free monthly transaction limit.

No account Service fee

$0

 

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Concession Account fees
Monthly account service fee Free
Free everyday banking transactions each month 8, including 3 at any branch
Transaction fees for everyday banking
(payable per transaction after monthly fee-free allowance is exceeded)
Internet Banking Free1
Phone Banking Free1
Branch staff assisted $2.50
Electronic agency $0.60  
BankSA / Westpac / St.George ATMs $0.60  
EFTPOS $0.60  
Other transaction fees (Free monthly withdrawal allowances do not apply to these fees)
Direct Debit $0.20
Periodical Payment $4.00#
Overseas Cash Withdrawal (including overseas ATM withdrawal) $5.00
BankSA / St.George ATM Mini transaction history request $0.20
Frequent Statement (per month) $2.00
Foreign Currency Conversion 3.0%
Collection item Free
# The Periodical payment fee is payable for a transfer of funds that we make on a regular basis at your request from your Account to another specific account. The fee is charged at the time the transaction occurs. Periodical payments to another account held with BankSA or St.George are free.

Low-cost easy banking

Our Concession Account is designed especially for people who hold Concession Cards. It’s an easy, affordable way to bank.

Easy access to your bank account

At any BankSA branch

  • Enjoy personal service from our helpful staff at any BankSA branch.
  • Up to 3 withdrawals each month can be made free at any BankSA branch.

Plus online, over the phone, at ATMs and more!

Need help getting started with new ways to bank? We’re here!

Just ask at any branch or call us on 13 13 76 for help with:

Keeping track of your Concession Account is easy!

Paper Statements Posted to you every 6 months
Internet Banking View your account online anytime with Internet Banking2
Mini transaction history Available at any BankSA ATM
e-statements View, print and save up to 2 years of statements online when you choose eStatements
Yearly interest summary View and print your Financial Year interest summary with Internet Banking

Are you eligible for a Concession Account?

To be eligible, you must hold one of these cards:

  • Commonwealth Government Health Concession Card
  • Senior’s Card.

When you apply at any BankSA branch, you’ll need to bring your card with you.

Need more information about Concession Cards?

Visit the Australian Government Centrelink website

Call us

13 13 76 and say “New account” when prompted

What you'll need

Visit

Tips

Important information

Conditions and fees apply.

Before making a decision, it’s best to read the terms and conditions.

Please read these documents and keep a copy. You can request a paper copy at a branch

The advice on our website is prepared without knowing your personal financial circumstances. Before you act on this or any advice, please consider if it’s right for you. If you need help, call 13 13 76.

BPAY® - Registered to BPAY Pty Ltd ABN 69 079 137 518

1Internet and phone banking are free but will count towards your monthly fee-free transactions.
2Subject to systems availability.