Sending...

You should only send this link to someone you know would be interested in receiving the information on this webpage. View our Privacy Policy

Send

Platinum Visa® Card

A low cost platinum credit card with a range of complimentary insurance covers and personal concierge service.

  • A great value Platinum credit card with premium extras
  • A low annual fee, currently $89
  • A range complimentary travel and purchase insurance covers1
  • Visa® Platinum Concierge, call 1800 639 607
  • p.a. for up to 6 months on balance transfers requested at card application2.
Apply Now

Competitive interest rates

  • Competitive variable rates
    •  p.a. on purchases with up to 55 days interest free
    •  p.a. on cash advances

Interest free period

 

  • Up to 55 days interest free on purchases when you pay the closing balance of your statement in full by the due date.

Promotional balance transfer rate

  • p.a. for up to 6 months on balance transfers from a non-BankSA credit card requested at card application2

Greater peace of mind for you and your family

  • Complimentary insurance covers1:
    • Overseas travel insurance1 for trips up to 3 months for you and your family. The cover includes medical expenses, unexpected trip cancellation and rental vehicle excess
    • Domestic flight inconvenience insurance1 for you and your family and this includes cover for delays, rental car excess and loss or damage to personal items
    • Transit accident insurance1 in the event of accidental death or injury when travelling by plane, bus, train or ferry.

A shopping companion

  • Complimentary insurance covers1:
    • Purchase cover insurance1 provides up to 3 month cover against theft, loss or damage on selected new purchases
    • Extended warranty insurance1 gives you up to 12 additional months on the manufacturer’s expressed Australian warranty
    • Price guarantee cover1 on eligible purchases. Claim the difference back if you find it cheaper within 21 days from purchase.

Time poor?

Additional cardholders

  • 3 additional cardholders at no extra cost.

24/7 Falcon® Fraud monitoring

  • Detection of suspicious purchase transactions
  • Find out more about fraud protection and what to do when you suspect fraud.

Secure shopping

 

  • Shop online with Verified by Visa® knowing your internet purchases and payments are safer and more secure.

Platinum benefits

As a BankSA Platinum cardholder, you receive a range of complimentary insurance covers1 that include:

Travel
Greater peace of mind overseas Complimentary overseas travel insurance cover1
Protect you and your family for trips up to 3 months when you pay for your return tickets prior to leaving Australia using your Platinum Card. This includes covers as set out in the policy:
  • Unlimited medical expenses cover
  • Up to $15,000 per person for loss or damage to personal items as set out in the policy – up to $500 for loss or damaged travel documents
  • Unlimited cover for unexpected cancellation of travel arrangement caused by an event as specified in the policy. Limits apply for travel agent’s cancellation fees.
  • Travel delay cover up to $475 per person for meal and accommodation cost after a 6 hour delay
  • Up to $2,750 rental vehicle loss or damage excess cover as set out in the policy
  • Up to $2.5 million for personal legal liability cover.
Transit accident cover Complimentary transit accident insurance cover1
Up to $1,250,000 insurance in the event of accidental death or certain injury while travelling on a plane, train, bus or ferry outside Australia, when prior to taking the trip, you have purchased the tickets using your Platinum Card as set out in the policy.
Purchasing
Get the best price Complimentary price guarantee cover1
If you find a cheaper price on most new personal items purchased with your Platinum Card, you can claim back the price difference up to $300 provided the following conditions as set out in the policy are met:
  • Claim is made within 21 days of the purchase
  • Cheaper same item available within 25kms from the point of purchase
  • Price difference is greater than $75.
Protection on new purchases Complimentary purchase cover insurance1
With most new personal items you purchase in Australia and overseas using your Platinum Card you are covered against theft, loss or accidental damage for up to 3 months as set out in policy.
Free extended warranty Complimentary extended warranty insurance1
Up to 12 months automatic extension on the manufacturer’s expressed Australia warranty for most new personal items purchased using your Platinum Card as set out in the policy.
Personal Concierge
Spoil yourself
Interest rates - variable
  •  p.a. on purchases
  •  p.a. on cash advances.
Promotional balance transfer rate
  • p.a. on balance transfers for up to 6 months from when your account is opened2
Interest free period
  • Up to 55 days interest free on purchases when you pay the closing balance of your statement in full by the statement due date.
Annual fee 
  • Currently $89.
International Visa® Transaction
  • 3% of the amount of each foreign currency transaction (including, without limitation, ATM transactions) by use of a Visa Card or MasterCard issued on your credit card account.
Cash Advance Fee
  • 2% of each cash amount (cash advance amount) withdrawn or advanced on, and all transfers (including, without limitation, amount with transfers by Internet Banking or Phone Banking), from your credit card account or minimum of $2.50.
Late Payment Fee 
  • $9.00 applied for each late or missed payment.
Card Replacement Fees 
  • $15.00 per card within Australia
  • $52.50 per card outside of Australia
  • $45.00 per Emergency/Urgent Replacement Card.
Overlimit Fee 
  • $9.00 applied once per statement period if a transaction is made for an amount exceeding the available credit at the date the transaction is debited to your credit card account.
Automatic Payment Dishonour Fee 
  • $9.00 applied once per statement period for each payment dishonoured made under the automatic payment plan.
Statement Copy Fee
  • $4.50 for requests via Phone Banking or Internet Banking
  • $7.50 for all other requests.
Other fees and charges

Fees and rates subject to change.

Apply online

Apply now. It takes just 10 minutes!

Call us

13 13 76

Visit a branch

Find your nearest branch.

Print an application

Print and complete the BankSA Credit Card Application.

Important Information

Conditions, fees and credit criteria apply.

View the terms and conditions:

Please read these documents and keep a copy. You can request a paper copy at a branch.

The information on our website is prepared without knowing your personal financial circumstances. Before you act on this information, please consider if it's right for you. 

Visa is a registered trademark of Visa Worldwide PTe Limited. 

MasterCard is a registered trademark of MasterCard International Incorporated.

1These insurance covers are issued by Zurich Australian Insurance Limited ABN 13 000 296 640 AFSL 232507. These benefits are provided to cardholders as complimentary benefits and are subject to the Terms and Conditions and exclusions contained in the Policy of Insurance. No Westpac Group company has any liability in connection with the insurance policies. Please refer to the Gold and Platinum Credit Card Insurance Conditions of Use for a full explanation of cover and exclusions.

2The balance transfer rate is available to you when you apply for a new BankSA credit card and request at application to transfer a balance from Australian issued credit or store cards other than BankSA credit cards. Subsequent balance transfers that are requested after the balance transfer period above, will be charged at the standard variable purchase rate. Payments made to your credit card account will be applied as set out in the Credit Card Conditions of Use. After the stated special promotion period any outstanding balance transfer amount will attract your card's standard variable purchase rate. You can apply to transfer $200 or more, up to 95% of your new BankSA credit card available limit.