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Compare home loans

Important information

BankSA’s normal lending criteria apply. Conditions, fees and credit criteria apply and may change.

Before making a decision, it’s best to read the terms and conditions:

Please read these documents and keep a copy. You can request a paper copy at a branch.

The information on our website is prepared without knowing your personal financial circumstances. Before you act on this, please consider if it’s right for you. If you need help, call 13 13 76.

1 The comparison rate is based on a loan of $150,000 over a 25 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

2 Other fees and charges apply.

3 Advantage Package annual fee of $395 applies, other fees may be payable. The fee savings apply for the duration of the package. Contact BankSA to see if you are eligible to receive Advantage Package benefits.

4 Redraw requests are subject to our approval. Fees apply. For fixed rate loans, redraw is only available for loans fixed on or after 30 November 2009 and only up to a maximum of $10,000 and break costs may apply.

5 Redraw under the Portfolio Loan is available via ATM, cheque, Internet Banking, Phone Banking or in a branch.

6 Only available where fixed rate applies.

7 Up to $10,000 each year. Break costs may apply for additional repayments.

8 Only monthly repayments allowed for interest based repayments.

9 On variable rate portion only.

10 On fixed rate portion only.

11 New loans only.

* The following interest rate discounts are only available in Advantage Package for Standard Variable Rate Loans and Portfolio Variable Rate Loans: for loans between $100,000 and $149,999, 0.25% p.a. discount will be applied; for loans between $150,000 to $249,999, 0.50% p.a. discount will be applied; for loans greater than $250,000, 0.70% p.a. discount will be applied. No discount applies for loans below $100,000. Advantage Package annual fee, currently $395, is payable from an eligible BankSA transactional account.