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How to apply
  • Call 1300 554 002
    for Home Loan Protection, Monday to Friday 8.30am – 5pm
  • Call 13 13 76
    for Personal Loan and Credit Card protection, Monday to Saturday 7.30am - 7.30pm
  • Visit a branch
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Credit and loan repayment insurance

Helps pay your loan and credit card repayments when you can’t

  • Home Loan Protection

    • Home Loan Protection is here to help you or your family meet your home loan commitments
    • It is an affordable and easy solution designed to:
      • Pay a lump sum if you are diagnosed with a terminal illness, die or are diagnosed with a covered medical condition
      • Pay a monthly amount if you cannot work due to injury, illness or involuntary unemployment.
    More info Visit a branch

  • Personal Loan Protection

    • Helps you meet your personal loan repayment obligations if you unexpectedly lose your job, become sick or disabled, or pass away
    • Pays off the balance of your personal loan to a maximum of $50,000, if you pass away
    • Easy insurance premium payments included in the amount of your loan
    More info Visit a branch

  • Credit Card Protection

    • Helps you meet your credit card repayments if you unexpectedly lose your job, become sick have an accident, or if you pass away
    • Pays off your outstanding credit card balance up to $50,000, if you pass away
    • Benefits are paid directly to your credit card in the event of a claim
    More info Visit a branch

How to apply

Important information

Personal Credit Protect is issued by St.George Life Limited ABN 88 076 763 936 (St.George Life) and Swann Insurance (Aust) Pty Ltd ABN 80 000 886 680. Home Loan Protection is issued by St.George Life.

These policies are distributed by BankSA – A Division of Westpac Banking Corporation ABN 33 007 457 141 (BankSA). Westpac Life and St.George Life are subsidiaries of Westpac Banking Corporation (Bank). These policies are not an investment in or deposit with the Bank. Neither BankSA, the Bank nor any member of the Westpac Group (other than each of Westpac Life and WGIL as insurer) guarantees these policies.

Conditions, limits and exclusions on cover apply, details of which are explained in the relevant Product Disclosure Statement and policy wording (PDS). This information has been prepared without taking account of your personal objectives, financial situation or needs (your personal circumstances).  Because of this you should, before acting on this information, consider its appropriateness, having regard to your personal circumstances. Before making a decision about these policies, you should obtain and consider the relevant PDS. A PDS can be obtained by downloading it here for Credit Protect and here for Home Loan Protection, by calling 1300 554 002 or visiting any BankSA branch.