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Personal Loans
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Get Set Loan

Easy access to funds for whatever you like

  • Combines the features of a personal loan, Visa® Debit Card and cheque account all in one
  • Access your available credit for a holiday, furniture or wedding
  • Flexible line of credit
  • Pay interest only on the balance of your loan
  • BankSA Get Set Protect helps you meet your loan repayment obligations if you unexpectedly lose your job, become sick, have an accident, or if you pass away
Apply Now

 

Flexible

  • Variable interest rate

 

Term of your loan

  • No set repayment term and no expiry date

 

Credit limit

  • From $5,000 to $50,000

 

Fast online application1

  • It takes usually 15 minutes to complete your application1
  • Submit and receive a response within 60 seconds.

 

Loan protection2

Protect your loan with BankSA Get Set Protect

Flexibility

  • Fast and easy access to money when you need it
  • Only pay interest on what you've used

Protection for your loan

 

Compare loans

  • Find the loan that's right for you. Compare personal loans with our Comparison table.

Purchase online

  • Make purchases over the phone or online with your Visa® Debit Card

Internet Banking

  • Track and manage your loan repayments using Internet Banking
  • Go green - switch to eStatements instead of paper statements and help save the environment. You can also view, print and save at least 2 years of statements online.

Convenient Access

  • 24/71 access at BankSA, St.George and Westpac ATMs (subject to availability).
Interest rate
Get Set Loan variable interest rate  p.a.
Fees
Establishment Fee $150
Administration Fee $9 payable each month or part month in which you have a Get Set Loan
Payment dishonour fee $9 payable whenever a direct debit order for payment from another institution is dishonoured
Payment honour fee $9 payable for each transaction we honour which exceeds available credit
Monthly repayments Pay $50 or 1.25% of the outstanding balance plus the monthly interest charge and administration fee, whichever is higher.

For all other charges, please see our "Loan Accounts – Charges for specific services and accounts".

Apply online

  • Apply now. It takes just 15 minutes and anyone can apply online!

Call us

  • Apply over the phone. Call us on 13 13 76 say "New Personal Loan" when prompted

Visit a branch

Tips

  • You don't have to be an existing BankSA customer to apply online.

Information you'll need

  • Your driver's license number for identification
  • Your current employer's name, address and main switchboard number
  • Weekly after-tax income for each person applying for the loan
  • Details of your assets, your savings and investments
  • Amounts owing on your credit cards, store accounts, etc.
  • Details of your other expenses
  • One personal reference including their name, address and contact phone number
  • If you are self-employed, you will need to provide your recent tax information

Important information

Conditions, fees and credit criteria apply.

Before making a decision, it's best to read the terms and conditions.

The advice on our website is prepared without knowing your personal financial circumstances. Before you act on this or any advice, please consider if it's right for you. If you need help, call 13 13 76.

Visa® is a registered trademark of Visa Worldwide PTe Limited.

® Registered to BPAY Pty Ltd ABN 69 079 137 518

1 Subject to systems availability.
2 BankSA is distributing this insurance acting under Westpac's Australian Financial Services Licence as agent for Swann Insurance (Aust) Pty Ltd ABN 80 000 886 680 AFSL 238292 and St.George Life Limited ABN 88 076 763 936 AFSL 240 900 (Insurers) and not as your agent. BankSA will receive a commission of up to 20% of the premium (excluding government charges and taxes) from the Insurers. Swann Insurance and St.George Life each take full responsibility for the whole of this PDS. However, they are not responsible or liable to you for the insurance cover provided by the other. Westpac is the issuer of this insurance and does not guarantee or stand behind any of the obligations of the Insurers.