Unsecured Personal Overdraft

• A variable interest rate of  p.a.

• There is no set repayment term and no expiry date
• The amount outstanding is payable on demand

• Credit limits from $500 up to $20,000

• It usually takes less than 15 minutes to complete your application
• Submit and you will receive a response within 60 seconds.

• There is no regular minimum repayment or fixed repayment amount.
• The amount outstanding is payable on demand if requested.

• Your credit limit is linked to your BankSA Complete Freedom or Express Freedom transaction accounts.

• Track and manage your account using Internet Banking
•  Go green - switch to eStatements instead of paper statements. You can also view, print and save at least 2 years of statements online.

• Find the loan that’s right for you. Compare personal loans with our comparison table

Apply now . It takes less than 15 minutes and anyone can apply online!

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Find your nearest branch

• You don’t have to be an existing BankSA customer to apply online
• You will need to apply for a BankSA Complete Freedom or Express Freedom transaction account as part of your application.

• Your driver license number for identification
• Your current employer’s names, address and main switchboard number
• Information on weekly after-tax income for each applicant
• Details of your assets, your savings or investments
• The limits of your credit, store cards etc
• One personal reference including their name, address and contact phone number
• If you are self-employed, you will need to provide your recent tax information.