BT Super for Life
Conveniently see and manage your super online with BT Super for Life
BT Super for Life is a low fee superannuation and retirement fund developed and managed by superannuation specialists, BT Financial Group and brought to you by BankSA. You can see and manage your super fund alongside your other accounts while doing your Internet Banking with BankSA. Having your banking and super on one screen now means that keeping up to date with fund performance, changing your investment options and even making extra contributions from your everyday savings account is as simple as logging on.
Being able to take your super with you from job to job and into retirement means it's the only super fund you'll need for life.
- Your super details in front of you when you logon to Internet Banking
- Low transparent fees
- Easy online application
- Easily consolidate your super
Find out more about BT Super for Life.
Features
Choose from three account types to suit your age, stage of life and personal financial objectives
Access to your super via Internet Banking
- Simple access to your super and bank accounts with a single password
- View your account balance online
- Top-up your super from your savings at the click of a button
- Make easy withdrawals when you retire - set up regular withdrawals or make one-off withdrawals to your bank account
Easily consolidate your super
- If you have super in more than one fund, we can help you consolidate those funds with our convenient and quick online rollover service.
Pre-approved life insurance cover paid tax-effectively from your BT Super for Life account
- Our pre-approved life insurance cover offers you tax effective cover with premiums paid directly from your BT Super for Life account so there is no change to your take-home pay.
Smart and easy investment choices
Let BT manage your money for you
- We invest your super according to the decade of your birth and change your investment mix as you get older. This is known as a lifestage fund
- When you are younger, your fund will be more growth-oriented. Over time the fund will shift to a more conservative asset mix
Choose your own investment options
- Specify an investment mix yourself by making a choice from the investment options we offer, suited to your own investment style
- Select from four different funds - Growth, Moderate, Conservative and Super Cash
Fees
Low, transparent fees
- 47% lower than the average retail personal super fund^
- No switching, establishment, contribution, withdrawal, termination fees or commissions
Management fee
- 0.99% p.a. & 0% p.a. for balances in Super Cash
Administration fee
Support
View the online demo
Read FAQs
How to apply
Apply online
- If you are an existing BankSA Internet Banking customer, you can logon to Internet Banking and apply online
Call us
- Speak to one of our super specialists on 1300 653 553 8am - 6.30 pm (EST), Monday - Friday
Visit a branch
Requirements
- It takes about 10 minutes to set up your account and you’ll need your Tax File Number
Important information
Part of the Westpac Group, BT Financial Group manages and administers BankSA and BT’s range of superannuation and retirement investments. Download the PDS for full information on the benefits of BT Super for Life. Read the Financial Services Guide.
See how our fees compare to other personal super providers.
^ BT Super for Life's fees are 47% lower than the average fees according to Product Disclosure Statements (PDS) on an account balance of $50,000 with an annual contribution of $5,000. This comparison is based on a default investment option or multi-manager balanced/growth investment option of each fund. The funds are representative of the retail personal super funds sector as at 30 November 2009. Fees are subject to change.